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SEASONAL RENTALS: the guarantee of a real estate agency Sotheby's Realty

SEASONAL RENTALS: the guarantee of a real estate agency Sotheby's Realty

Our advice to avoid the SCAMS to the seasonal rental

Although shrinking since tightening legislation, scams to rent still cause many casualties each summer. Despite all the recommendations, scams to rentals are still very numerous. Some precautions, both simple and effective, not to miss his holidays.

 

Two thirds of the rentals in France are between individuals. Difficult, if not impossible in this case to verify the merits of each ad, it is explained to "The Indicator Bertrand", the specialist of rentals seasonal. It is therefore necessary to carry out a few checks to avoid false advertising, even though in recent years scams have tended to decrease, thanks in particular to more stringent regulation and better information to consumers.

 

Most of the complaints relate to the security deposit and, above all, to the inadequacy between the description and the reality of the benefits.

 

OUR TIPS TO AVOID ARNAQUES

 

1. A detailed description of the places

 

After reading the description, ask for the exact location of the rental, the level of comfort, arrival times and terms. The more you know, the less risk you get! The comments and appreciations left on the web can be of interest. A small call to the landlord often raises the doubt, if he hesitates to answer, this may imply that he does not know the surroundings and maybe not even the apartment or house for rent. Recent photos are also welcome.

 

2. A written contract

 

When the rental takes place directly with an owner, however nice it may be, ask for a written contract. The verbal agreements have no value. Contracts are not compulsory but strongly recommended. The conditions of the rental, the duration, the price, must be clearly stated in order to allow each person to defend themselves in case of disputes (breakages, theft, etc.). As for the insurance reports, there are contracts ready to download on the site of the flv.

 

3. Never pay everything in advance

 

Never pay the full amount until you have the keys. The deposit allows the tenant to cancel his reservation, even if he loses the amount of the advanced sum. With the payment of installments, he is obliged to pay the full price of the rental, so prefer the deposit to down payments.

 

4. An inventory at the entrance and before leaving

 

Once there, carry out a state of the art as accurate as possible. In general, the owner gives a card with all the items made available. You have on average up to 48 hours after entering the premises to have any lack or defect declared to the owner or agent. Once the stay has been completed, it is advisable to redo the situation as accurately as possible. The fate of your security deposit depends on it, especially since the deposit is often returned a few days after departure, rarely when leaving.

 

5. Experts minimize risks

 

If you remain suspicious, it remains the tour operators specialized in the seasonal rental, which minimizes the risks. "We work with real estate agencies, tourism residences and clearly identified individuals. As agents, they are responsible for the quality of the services, the customer service and the guarantee, which is on average between 250 and 400 € In 2013, out of 153,000 cases treated we had less than 1% litigation, "said Yariv Abehsera, president of Locatour, one of France's leading rental companies in France and Spain.

 

6. And in case of litigation?

 

Finally, in the event of a dispute that is not settled amicably, claim your right to the Court of First Instance or the General Directorate for Competition, Consumer Affairs and Fraud Control, it is free and without a lawyer.

 

Holiday rentals: Do you need a home insurance certificate?

 

Even if this is not mandatory, holding a home insurance certificate for a vacation rental is strongly recommended.

 

Legally, no text or code obliges a vacationer to ensure his seasonal rental, whether it is an apartment, a house, a villa, a cottage or even a bungalow.

 

However, the temporary tenant remains liable for any damage he may cause within the dwelling and must be able to repair them financially. Hence there is a strong recommendation to have insurance in case of a disaster.

 

Two solutions are needed:

 

- The owner does not offer insurance, it is up to the tenant to protect himself / herself

- The owner offers insurance

 

What kind of insurance should the vacationer have to protect his seasonal rental?

 

As a general rule, the majority of home and casualty insurance policies offer a holiday guarantee in their contracts that covers seasonal rentals for the classic damage of theft, water damage, fire, climatic events ...

 

Attention, this coverage is not automatic. It is therefore important to check with your insurer, especially if there is no territorial limit. For example, renting a house in a tense area such as the Middle East may be excluded from the contract.

 

In the event that the insurer does not offer a "vacation" guarantee, it is possible to subscribe one by extension to your contract. The insurer will then provide a rate to be paid for the entire rental period.

 

Finally, if the insurer offers no "resort" extension or is too expensive for a short period of rental, the holidaymaker has the option of turning to a "seasonal rental" contract may subscribe on a temporary basis. Many travel insurance companies, such as Europ Assistance, Mondial Assistance and Chapka Assurances, offer them. Complete, the coverage offers for twenty euros of multiple guarantees such as holiday resort liability, cancellation or interruption of stay, luggage protection and even an "anti-surprise" insurance to be reimbursed for expenses incurred if the dwelling is not in conformity with the presentation / publicity that had been made.

 

Ask for insurance certificate to leave serene

 

Whether the home insurer offers a holiday guarantee or the tenant agrees to a suitable contract for the holidays, it will be better to ask for a proof of insurance to leave the peace of mind and have proof to provide in of loss.

 

This insurance certificate must include:

 

- Personal identification information of the tenant (name, first name, address ...)

- The number of the insurance contract

- The address of the seasonal rental

- Characteristics of the rented dwelling

- The rental period

- The proposed insurance benefits

 

The owner proposes his own insurance

 

It is not uncommon for the owner of the seasonal rental to offer his own insurance, if only because he can also use the premises for himself, at his own convenience.

 

In this case, it is advisable to ask him to provide his own insurance certificate. To ensure its validity and the guarantees offered. However, as recalled in practice.fr, two points of vigilance require a particular attention to the reading of the attestation of the owner:

 

The insurance provides for a "waiver of recourse" or "waiver of recourse"

 

This means that the owner does not claim anything from his temporary tenant in case of fire or water damage. On the other hand, its liability shall be incurred in respect of any damage caused to the neighbors or third parties by propagation of the loss. We must be careful.

 

The insurance provides a clause "on whose behalf it will belong" with "abandonment of remedies"

 

The temporary tenant is protected against damage caused by fire or water damage, including to neighbors and third parties.